Two houses, side by side sold at auction.

Once Habitat for Humanity Houses, now vacant.

"This is really very, very rare...it's exceptional I would say," said Jeremy Browning, the executive director for the Charleston Habitat For Humanity.

Rare because of the situation surrounding the foreclosures.

"If a family actually walks away from the deal, if we cannot actually contact or find them at that point and only that point will we actually take houses to foreclosure," said Browning.

So for now the doors and windows are boarded shut and it's an odd occurrence for Habitat for Humanity homes.

Out of the 60 plus houses they have built since 1989 only four have foreclosed.

The executive director for Habitat says there's a reason for that - it's hard to do.

"You have to stop trying you have to walk away, you have to have made no payments in just an amazing amount of time - it might be 12 or 15 months of absolutely no payments," said Browning.

Janet Davis has been in her Habitat home for six months.

While she hasn't had problems with her mortgage, she knows Habitat would help if she did.

"As long as you come in and tell them what the problem is they'll still understand and be with you," said Davis.

And default in this case comes with a perk.

The houses sold for about 80 and 90 thousand dollars each.

After Habitat is paid 70 thousand on each law states that the money left over... goes to the homeowners.

If they can find them.

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