(CNN) - The bailouts of two mortgage finance giants won't be as bad as predicted, according to the federal government.
The Federal Housing Finance Agency is changing its estimates for the bailouts of Fannie Mae and Freddie Mac.
A new report puts the net cost of the bailouts at about $124 billion through 2014.
That's down nearly 20 percent from an estimate of $154 billion, which was made a year ago.
But the two bailouts will still be the most expensive rescue effort made by the federal government during the financial crisis.