Foreclosure clinic could help Bank of America loan holders

NORTH CHARLESTON, SC (WCSC) - A foreclosure prevention clinic for Bank of America customers might be Charleston homeowner Erin Guerrero's last chance.

"I get probably ten phone calls a day and two letters a month from Bank of America telling me I need to deal with my delinquent account," said Guerrero.

Guerrero said when her husband left and she became a single mother of twins she struggled to make full mortgage payments.

"I went a year not being able to pay my full monthly payment," said Guerrero.

She said she's now at a point where she can pay her house note but not what's owed to the bank in back payments.

"They say that there's help for us out there and I just haven't seen it yet. I just could really use the help, I'm honest, I can make my payments, I just don't understand why they wouldn't modify my loan to help me pay back that $9,000 dollars I owe them,"said Guerrero.

The loan circumstances for Guerrero and about 6,000 other notified customers of Bank of America in the Lowcountry could change this weekend.

"Customers who have applied for modification but haven't given us all the documentation, the objective here is to get them in front of our specialist to talk about their individual needs," said Eddie Martin, Bank of America national mortgage outreach events manager.

Martin said the event is free you just need to provide all paperwork related to your financial circumstance.

"So folks that give us all the documentation today they can get a decision today," said Martin.

Appointments are available between 8 a.m. and 8 p.m. at Embassy Suites in North Charleston. To register call 1-855-201-7426.

So long as you are a Bank of America loan holder you will not be turned away if you show up at the door.

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