Refinancing is often an option when you begin to see that there are better interest rates being offered around you. By moving your loan to a bank with a better interest rate, you can save money on interestMore >>
You've heard it over and over - it is better to buy property than to rent property. This for two large reasons: You will be building equity rather than putting money into nothing tangible and InMore >>
Your total mortgage loan is made up of two things: the actual dollar amount that was borrowed (the principal) and the amount of interest that you are paying the bank to borrow the money. Each month, youMore >>
There are 4 main elements to consider when saving for a particular expense: how much you have already put away in savings, how much you are able/willing to put away each month in the future, for how manyMore >>
Choosing windows, whether they are replacement windows or windows for new construction, take research. Window salespeople have great pitches, some of which can seem hard to refuse. How can you judge for yourself whether or not they are offering you the right windows for your house? Go into the meeting with information "in your pocket". Know about R-values, grades of windows, window frames, and the true energy-saving potential of replacement windows.
What is builder grade?: Know the difference between builder grade windows and higher-end windows, so that you can get the best investment from your window purchase.
Energy-efficient window frames: Did you know that window frames are as important, if not more important, for energy efficiency than window panes? Maybe it's not the panes, but the frames, of your windows that need replacement. Carpentry advice.